Health Insurance, also known as Private Medical Insurance (PMI) is an insurance policy designed to cover the costs of private medical advice and treatment in the event of an illness. Having a suitable health insurance policy can save a lot of worry and stress should you fall ill. We help you find the very best deal for your Health Insurance.
- Access the latest drugs & treatment
- Avoid long NHS waiting lists
- Prompt consultations
- Choice of where you are treated
- Dental & Optical care upgrades
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3 simple steps to find the best health insurance deal
- Tell us about yourself – We need a few details to give you the best health Insurance quotes
- We search and compare all of the major UK health insurers to find you the best deal
- Receive your free no obligation quotes
If you decide take up the cover we will also handle all the paperwork for you!
What is health insurance?
Health Insurance, also known as Private Health Insurance or Private Medical Insurance (PMI) is an insurance policy that is designed to pay for private medical treatment for curable short-term illnesses or injuries (commonly known as acute conditions).
What’s the benefit of having Health Insurance?
Having Health Insurance for you and your family means that you can by-pass the NHS waiting lists so that you or your family members are seen promptly by professional medical staff dedicated to providing specialist care.
Why take out Private Health Insurance when we already have the NHS?
The NHS is a free service but a lot of people opt for Private Health Insurance as it offers them the opportunity to bypass lengthy NHS waiting lists if they need specialist diagnosis or treatment for an illness or injury. Also health insurance provides the policy holder with flexibility that is not always available on the NHS such as a choice of hospital, consultant, surgeon and time of treatment.
With so many health insurers, how do I choose the right one?
Finding the right Health insurance can be complicated but Permanent Alliance’s specialist health insurance advisers will make the whole process simple for you. With access to all the major UK health insurers we can compare and advise you on the best policy for your requirements and budget.
Furthermore our service is provided completely FREE of charge and with NO-OBLIGATION.
Do I have to declare my medical history?
If you do not wish to declare your medical history you will be placed on Moratorium underwriting. This simply means you’ll be covered for eligible treatment of new medical conditions that arise after you join. It excludes any conditions you have had in the previous five years before you join and in some cases certain related conditions.
Why use our service
Being completely independent and not tied to one insurer, our Health Insurance advisers listen to your needs and budget, to search from the whole market for the best Health Insurance policy for you. Whether you’re looking for the most affordable cover, or a comprehensive policy to cover all eventualities, Permanent Alliance is the right company to advise you on Health Insurance.
We offer special discounts and offers, such as our annual cash-back offer, where you can get up to £100 back each year if you don’t make a claim on a current health insurance policy. Our friendly and caring team of advisers are here to make sure you make the right choice, so call us today, and see how we can help you.
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* If you find a cheaper like for like policy within 30 days of your policy starting and we are unable to match it we will give you up to £50 in shopping vouchers.
** For Health Insurance policies that are taken up in the promotional month indicated, we will pay cash back up to a maximum of £100 from the commission we receive from the insurer each year you renew your policy with us. Our standard Terms and Conditions will apply.
*** Permanent Alliance are authorised and regulated by the Financial Conduct Authority to give advice and make recommendations on general insurance products and services.