enhanced coverage for regulars

PAL Protect is committed to providing comprehensive cover tailored to the British Armed Forces. That is why we are always looking out for ways to improve our cover. After a lot of work behind the scenes, we are proud to announce our new enhanced Personal Accident Plan for full-time serving personnel (Regulars).  We have included a great suite of enhancements, such as doubling the payouts for certain benefits, a new benefit and even adding a complimentary virtual physio service.

Don’t worry, you do not have to do anything. If you’re a Regular covered under PAL, you will automatically gain the enhanced suite of benefits.

Plus these enhancements are at no extra cost to you. That’s right, enhanced cover, same price.

PAL Protect’s enhanced Personal Accident Plan for Regulars is effective from the 1st of January 2026 (01/01/2026).

Our website has been updated to provide the new policy documents. Click the button below to go to the required area to download your documents.